I'd really like to get in the habit of using my credit card for everything and then paying it off in full at the end of the month. I'm hesitant to do that because I always hear how you end up spending much more when you use credit, but as long as I can cut myself off when I hit my monthly limit, it shouldn't matter. I can pay my savings first like always, and then verify what is left over. Technically whatever is left over can be spent in credit and be paid off at the end of the month.
I am still on track to meet my financial goals for the year, if all continues as planned. Things are starting to settle down at home, and that is reflected in my finances as well.
4.2 more days of school until summer vacation!!!
Mid month update
June 18th, 2014 at 12:31 pm
June 18th, 2014 at 01:43 pm 1403095432
June 18th, 2014 at 02:11 pm 1403097062
June 18th, 2014 at 02:39 pm 1403098777
When you KNOW you will pay it all off at the end of the month, you are mindful of your spending.
June 18th, 2014 at 03:18 pm 1403101093
You might check out some of the benefits/promotions on various cards. CCF and CeeJay do a remarkable job of capturing benefits and making certain cards are cancelled before annual fees get tacked on. You could try it as an experiment for 3 months July - September, pay yourself 1st as always and charge to capture the bet benefits if your figures support the CC demands.
What's your plan for summer"?